Money Mage Terms and Conditions

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Money Mage hopes you enjoy this personal blog on wealth, using money wisely, savings and investments, living frugally, frugality hacks, living well, looking after yourself, and having fun.

Terms in Plain Language

Terms are often complex, here is a summary:


Last Updated 10 January 2019

1. Agreement to Terms

1.1 These Terms and Conditions constitute an Agreement made between you and Money Mage located at (we, us), a personal Blog based in Scotland, concerning your access to and use of the Money Mage website as well as any related applications (the Site).

1.2 In using this website you agree that you have read and understood these terms and conditions and you agree to them. If you do not agree to these terms and conditions you are not authorised to use this website.

1.3 We may make changes to these Terms and Conditions at any time. The updated version will be republished at this location.

2. Acceptable Use

2.1 You may not access or use the Site for any purpose other than that for which we make the site and our services available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

2.2 You agree that your use of the website shall be in accordance with the following conditions. You will not send any message, e-mail or other communication which under Scottish law or the law of the country of the recipient is in breach of such law or is defamatory, menacing, obscene, indecent, abusive, harmful, pornographic or otherwise illegal or which may violate or infringe in anyway upon the rights of others, incite violence, sadism, cruelty or racial hatred or otherwise cause distress or inconvenience. You may not express opinions that are vulgar, crude, racist, sexist or otherwise offensive.

2.3 You will not send any message, e-mail or other communication that contains material which does not belong to you without the owner’s express permission.

2.4 You will not submit any message, e-mail or other communication that contains information that to the best of your knowledge is untrue, incorrect or misleading.

3. Any Content you provide to us

3.1 There may be opportunities for you to post content to the Site or send feedback to us (User Content). You understand and agree that your User Content may be viewed by other users on the Site and they may be able to see who has posted that User Content

3.2 In posting User Content, including comments, you shall comply with our Acceptable Use.

3.3 You warrant that any User Content complies with our Acceptable Use, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of this warranty.

3.4 We have the right to remove any User Content you put on this site if in our opinion, such User Content does not comply with the Acceptable Use.

3.5 We are not responsible and accept no liability for any User Content including such content that contains inaccurate information or is defamatory or loss of User Content. We accept no obligation to screen, edit or monitor any User Content but we reserve the right to remove, screen and/or edit any User Content without notice and at any time. User Content has not been verified or approved by us and the views expressed by other users on the Site do not represent our views or values.

3.6 If you wish to complain about any User Content please contact us at mm at moneymage dot net

4. Our Content

4.1 The site provides content produced by us including but not exclusively audio, video, text (Our Content). Our Content is owned or licensed to us, and is protected by copyright.

4.2 No part of the Our Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

4.3 You may only use the Site for your personal, non-commercial use.

4.4 Our Content is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of Our Content.

4.5 We do not give any guarantees, conditions or warranties about the accuracy or completeness of any Our Content. We’re not liable for any loss or damage that may come from your use of Our Content.

5. Third party content.

5.1 We accept no liability or responsibility for the information services or content of third party websites which are linked to this website.

5.2 We accept no liability or responsibility for any agreement which you make with any third party advertiser or seller found on or via this website. This shall include any payment for or delivery of goods and services including any other terms, conditions, warranties or representations associated with such goods and services.

6. Virus Protection, hacking, and other offenses

6.1 We make every effort to check and test the Site for viruses at every stage of production. You must make sure that the way you use the Site does not expose you to the risk of viruses, malicious computer code or other forms of interference which can damage your computer system.

6.2 We’re not responsible for any loss, disruption or damage to your data or computer system that might happen when you use the Site.

6.3 When using the Site, you must not introduce viruses, trojans, worms, logic bombs or any other material that’s malicious or technologically harmful.

6.4 You must not try to gain unauthorised access to the Site, the server on which it’s stored or any server, computer or database connected to it.

6.5 You must not attack the Site in any way. This includes denial-of-service attacks.

6.6 We’ll report any attacks or attempts to gain unauthorised access to the Site to the relevant law enforcement authorities and share information about you with them.

7. Disclaimer/Limitation of Liability

7.1 On condition of us allowing you free access to the material on this website you accept that we shall not be liable for any loss or damage caused directly or indirectly by your reliance on the information on this website except to the extent we are unable to do so by law. This is a comprehensive exclusion of liability and includes all losses, damages, costs, and expenses of any kind including loss of profit, economic loss, loss of goodwill and all and any direct, indirect or consequential loss of any kind. The exclusions and restrictions of liability contained in these terms and conditions are considered reasonable by you.

7.2 We make no warranties or representations about the accuracy or completeness of Our Content or the Site, and are not liable for any (1) any errors or omissions in content (2) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored on our server (3) any interruption or cessation of transmission to or from the site or services; and/or (4) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the site by any third party. We will not be responsible for any delay or failure to comply with our obligations under these Terms and Conditions if such delay or failure is caused by an event beyond our reasonable control.

8. Data Protection

8.1 Please visit our Privacy Policy for more information on how we retain and manage information about you and what to do if you wish to update your information or make a complaint.

9. General

9.1 Each of the provisions contained in these terms and conditions shall be construed as being independent of every other and if any provision contained in the terms and conditions is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to the limitations on liability, such determination shall not affect the validity of the remainder of the terms and conditions which shall continue in effect.

9.2 Money Mage is controlled from the United Kingdom and these terms and conditions and your use of this website are governed by and construed in accordance with the law of Scotland.

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