Categories

Retire Early

• We can retire sooner than we thought!

  By Money Mage  ·  21 June 2020  ·  Retire Early, Financial Independence, Wealth

  Our plans look on track for a slightly-overweight FIRE in our early to mid 40s. But will we FIRE?

• How to be mortgage free and retiring early

  By Money Mage  ·  06 January 2019  ·  Retire Early, Mortgage, Frugality, Fruggles, Financial Independence

  How I achieved mortgage freedom. It’s possible to be mortgage free at 35. How to save, paying off debt, how to retire early, paying off mortgages early, figuring out when I can retire, and a few more frugality hacks. I’ll do this as your guide - with helpful tips and tricks - right from me, The Money Mage.

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Mortgage

• Should I overpay my Mortgage?

  By Money Mage  ·  28 September 2020  ·  Mortgage, Savings, Frugality

  Mortgage overpayments can save you tens of thousands in interest. You can be mortgage free in half the time. But what are the downsides?

• What is a Mortgage Overpayment?

  By Money Mage  ·  20 November 2019  ·  Mortgage, What Is, Frugality

  You can overpay your mortgage, saving thousands if not tens of thousands in interest payments. Money Mage explores what mortgage overpayments are, what are early repayment charges, and should you overpay your mortgage?

• What is a Mortgage?

  By Money Mage  ·  24 September 2019  ·  Mortgage, What Is, Frugality

  For the majority, the only way of buying a property is with a mortgage. Yet mortgages are confusing. I’ll cover what is a mortgage, overpaying your mortgage, cheap mortgage deals, finding the lowest mortgage rate, saving money with your mortgage, and more.

• How to be mortgage free and retiring early

  By Money Mage  ·  06 January 2019  ·  Retire Early, Mortgage, Frugality, Fruggles, Financial Independence

  How I achieved mortgage freedom. It’s possible to be mortgage free at 35. How to save, paying off debt, how to retire early, paying off mortgages early, figuring out when I can retire, and a few more frugality hacks. I’ll do this as your guide - with helpful tips and tricks - right from me, The Money Mage.

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Frugality

• 7 Reasons to Cut Down On Alcohol

  By Money Mage  ·  23 October 2021  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  I’ve had struggles with alcohol. Here are 7 reasons I stopped drinking, and cleared a mortgage 19 years early by doing so.

• September 2021 Savings Report

  By Money Mage  ·  10 October 2021  ·  Frugality, Savings

  A look back at saving and investment performance July 2021 to September 2021

• June 2021 Savings Report

  By Money Mage  ·  12 July 2021  ·  Frugality, Savings

  A look back at saving and investment performance April 2021 to June 2021

• March 2021 Savings Report

  By Money Mage  ·  02 April 2021  ·  Frugality, Savings

  A look back at saving and investment performance December 2020 to March 2021

• December 2020 Savings Report

  By Money Mage  ·  10 January 2021  ·  Frugality, Savings

  A look back at saving and investment performance up to December 2020

• November 2020 Savings Report

  By Money Mage  ·  06 December 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to November 2020

• 8 Reasons to Ditch Your Mobile Contract

  By Money Mage  ·  30 November 2020  ·  Frugality, Saving

  Mobile Phone Contracts are costing you. Find out how to save £1,600 on your mobile phone costs.

• Big Black Friday Sale 2020 - Save up to 100%

  By Money Mage  ·  25 November 2020  ·  Frugality, Marketing

  Big Black Friday Sale - Save up to 100% - You can save up to 100% this Black Friday. Find out how with these 3 easy steps.

• 20 Money Tips I Wish I Knew In My 20s

  By Money Mage  ·  11 November 2020  ·  Wealth, Principles, Frugality

  I asked Personal Finance Experts what they wished they knew about money when they were in the 20s, and here is their wisdom.

• October 2020 Savings Report

  By Money Mage  ·  08 November 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to October 2020

• Where should I keep my Emergency Fund?

  By Money Mage  ·  27 October 2020  ·  Emergency Fund, Frugality

  With interest rates so low on cash savings, where should you keep your Emergency Fund? Here are 10 ideas.

• Ultimate Batch Cook Chilli Con Carne

  By Money Mage  ·  12 October 2020  ·  Healthy Living, Food, Habits, Frugality

  Batch cooking is amazing, but sometimes eating the same thing over and over is boring. So why not mix up your cooking and turn batch cooked meals into other tasty meals?

• September 2020 Savings Report

  By Money Mage  ·  06 October 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to September 2020

• Should I overpay my Mortgage?

  By Money Mage  ·  28 September 2020  ·  Mortgage, Savings, Frugality

  Mortgage overpayments can save you tens of thousands in interest. You can be mortgage free in half the time. But what are the downsides?

• 6 Reasons to Batch Cook

  By Money Mage  ·  22 September 2020  ·  Healthy Living, Food, Habits, Frugality

  We love our food. But eating well does not have to be time consuming or expensive. Learn to batch cook and eat well for less every day of the week.

• Save more money with DIY

  By Money Mage  ·  14 September 2020  ·  DIY, Frugality

  Tradespeople are a pain to organise and are not cheap. Learn basic DIY skills to do basic repairs for less than a third of the price of the trades.

• August 2020 Savings Report

  By Money Mage  ·  08 September 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to August 2020

• July 2020 Savings Report

  By Money Mage  ·  10 August 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to July 2020

• AwesomeBloggerAward - Money Mage

  By Money Mage  ·  02 August 2020  ·  Frugality, FIRE, Savings

  I’ve been nominated for the AwesomeBloggerAward. Here’s a little something about me, and my nominations

• 7 Thoughts on Low Cost Living

  By Money Mage  ·  25 July 2020  ·  Frugality, FIRE

  We live in a low cost of living city, it is accelerating our Financial Independence plans

• 5 Reasons to be Happily Childfree

  By Money Mage  ·  13 July 2020  ·  Children, Frugality, FIRE

  Not another DINK couple talking about wealth. Sure, but hear me out…

• June 2020 Savings Report

  By Money Mage  ·  05 July 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to June 2020

• May 2020 Savings Report

  By Money Mage  ·  06 June 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to May 2020

• Money Mage on Joney Talks

  By Money Mage  ·  16 May 2020  ·  Frugality, Savings, Financial Independence, Principles, Habits, Podcast

  I recently spoke all things Personal Finance with Jonathan Verhaeghe of Joney Talks podcast fame.

• April 2020 Savings Report

  By Money Mage  ·  07 May 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to April 2020

• March 2020 Savings Report

  By Money Mage  ·  06 April 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to March 2020

• February 2020 Savings Report

  By Money Mage  ·  08 March 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to February 2020

• January 2020 Savings Report

  By Money Mage  ·  08 February 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to January 2020

• December 2019 Savings Report

  By Money Mage  ·  06 January 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to December 2019

• November 2019 Savings Report

  By Money Mage  ·  07 December 2019  ·  Frugality, Savings

  A look back at saving and investment performance up to November 2019

• What is a Mortgage Overpayment?

  By Money Mage  ·  20 November 2019  ·  Mortgage, What Is, Frugality

  You can overpay your mortgage, saving thousands if not tens of thousands in interest payments. Money Mage explores what mortgage overpayments are, what are early repayment charges, and should you overpay your mortgage?

• 10 Best Things to Do in Rome

  By Money Mage  ·  14 November 2019  ·  Travel, Frugality

  We’ve just returned from Rome having done a mid-week, off-season, frugal break. It’s a beautiful, ancient city with so much to see. Find out what to do, and what to avoid

• October 2019 Savings Report

  By Money Mage  ·  06 November 2019  ·  Frugality, Savings

  A look back at saving and investment performance up to October 2019

• What is an Emergency Fund?

  By Money Mage  ·  04 November 2019  ·  Emergency Fund, What Is, Frugality

  Most households can’t save. An FCA survey in 2018 states 41% households would struggle with an unexpected bill of £100. An Emergency Fund is your lifeline. Your first step on the path to freedom.

• What's more important than Halloween?

  By Money Mage  ·  28 October 2019  ·  Halloween, Frugality, Food

  It’s that time of year again. Halloween! Yay! Pumpkins! Fancy Dress! Skeletons! Money Spending! But do you have any medium to long term goals that are more important?

• 8 reasons Financial Independence is for Everyone

  By Money Mage  ·  17 October 2019  ·  Financial Independence, Principles, Habits, Healthy Living, Frugality

  Financial Independence isn’t just for the privileged. No matter your background the Principles of FI will help you.

• Protect your holiday & avoid another Thomas Cook

  By Money Mage  ·  06 October 2019  ·  Travel, Frugality, Consumer Protection

  All inclusive holidays can be costly. Especially when your travel firm goes bust. Money Mage will give you four tips to protect your holidays in the future.

• September 2019 Savings Report

  By Money Mage  ·  05 October 2019  ·  Frugality, Savings

  A look back at saving and investment performance up to September 2019

• Make money when spending

  By Money Mage  ·  04 October 2019  ·  Frugality, Habits, Shopping

  Find the best cashback, reward cards, and cashback credit cards to save hundreds if not thousands.

• How to save money with DIY

  By Money Mage  ·  01 October 2019  ·  DIY, Frugality

  Tired of struggling with your landlord and letting agent? You buy a place and struggle with tradespeople. Free yourself and learn how to save money with DIY

• What is a Mortgage?

  By Money Mage  ·  24 September 2019  ·  Mortgage, What Is, Frugality

  For the majority, the only way of buying a property is with a mortgage. Yet mortgages are confusing. I’ll cover what is a mortgage, overpaying your mortgage, cheap mortgage deals, finding the lowest mortgage rate, saving money with your mortgage, and more.

• How to save money when driving

  By Money Mage  ·  26 January 2019  ·  Vehicles, Frugality

  Driving a vehicle can be a costly affair. Money Mage will teach you simple ways to reduce your fuel consumption saving you money.

• Cheap holidays without breaking the bank 2019

  By Money Mage  ·  15 January 2019  ·  Travel, Frugality

  All inclusive holidays can be costly. Last minute city breaks can break the bank too. Money Mage will show you cheap holidays and how to save money on your 2019 breaks.

• How to lose weight and save money at the same time

  By Money Mage  ·  12 January 2019  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  It’s the time of year again. Overindulgence at Christmas. Spent way more than we’d like. Regrets and tummies are large. Everyone is asking ‘How to reduce my tummy?’ ‘How to lose weight?’ Money Mage will help you lose you the pounds without losing the pounds.

• How to be mortgage free and retiring early

  By Money Mage  ·  06 January 2019  ·  Retire Early, Mortgage, Frugality, Fruggles, Financial Independence

  How I achieved mortgage freedom. It’s possible to be mortgage free at 35. How to save, paying off debt, how to retire early, paying off mortgages early, figuring out when I can retire, and a few more frugality hacks. I’ll do this as your guide - with helpful tips and tricks - right from me, The Money Mage.

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Fruggles

• 7 Reasons to Cut Down On Alcohol

  By Money Mage  ·  23 October 2021  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  I’ve had struggles with alcohol. Here are 7 reasons I stopped drinking, and cleared a mortgage 19 years early by doing so.

• How to lose weight and save money at the same time

  By Money Mage  ·  12 January 2019  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  It’s the time of year again. Overindulgence at Christmas. Spent way more than we’d like. Regrets and tummies are large. Everyone is asking ‘How to reduce my tummy?’ ‘How to lose weight?’ Money Mage will help you lose you the pounds without losing the pounds.

• How to be mortgage free and retiring early

  By Money Mage  ·  06 January 2019  ·  Retire Early, Mortgage, Frugality, Fruggles, Financial Independence

  How I achieved mortgage freedom. It’s possible to be mortgage free at 35. How to save, paying off debt, how to retire early, paying off mortgages early, figuring out when I can retire, and a few more frugality hacks. I’ll do this as your guide - with helpful tips and tricks - right from me, The Money Mage.

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Financial Independence

• We can retire sooner than we thought!

  By Money Mage  ·  21 June 2020  ·  Retire Early, Financial Independence, Wealth

  Our plans look on track for a slightly-overweight FIRE in our early to mid 40s. But will we FIRE?

• Money Mage on Joney Talks

  By Money Mage  ·  16 May 2020  ·  Frugality, Savings, Financial Independence, Principles, Habits, Podcast

  I recently spoke all things Personal Finance with Jonathan Verhaeghe of Joney Talks podcast fame.

• Is P2P a Safe Investment?

  By Money Mage  ·  26 October 2019  ·  Financial Independence, P2P, Crowdfunding, Portfolios

  Peer to Peer (P2P) Lending is a new form of Investment in the UK. You pool your money with other investors for possible greater returns. But is P2P a safe investment?

• 8 reasons Financial Independence is for Everyone

  By Money Mage  ·  17 October 2019  ·  Financial Independence, Principles, Habits, Healthy Living, Frugality

  Financial Independence isn’t just for the privileged. No matter your background the Principles of FI will help you.

• How to be mortgage free and retiring early

  By Money Mage  ·  06 January 2019  ·  Retire Early, Mortgage, Frugality, Fruggles, Financial Independence

  How I achieved mortgage freedom. It’s possible to be mortgage free at 35. How to save, paying off debt, how to retire early, paying off mortgages early, figuring out when I can retire, and a few more frugality hacks. I’ll do this as your guide - with helpful tips and tricks - right from me, The Money Mage.

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Healthy Living

• 7 Reasons to Cut Down On Alcohol

  By Money Mage  ·  23 October 2021  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  I’ve had struggles with alcohol. Here are 7 reasons I stopped drinking, and cleared a mortgage 19 years early by doing so.

• Ultimate Batch Cook Chilli Con Carne

  By Money Mage  ·  12 October 2020  ·  Healthy Living, Food, Habits, Frugality

  Batch cooking is amazing, but sometimes eating the same thing over and over is boring. So why not mix up your cooking and turn batch cooked meals into other tasty meals?

• 6 Reasons to Batch Cook

  By Money Mage  ·  22 September 2020  ·  Healthy Living, Food, Habits, Frugality

  We love our food. But eating well does not have to be time consuming or expensive. Learn to batch cook and eat well for less every day of the week.

• 8 reasons Financial Independence is for Everyone

  By Money Mage  ·  17 October 2019  ·  Financial Independence, Principles, Habits, Healthy Living, Frugality

  Financial Independence isn’t just for the privileged. No matter your background the Principles of FI will help you.

• How to lose weight and save money at the same time

  By Money Mage  ·  12 January 2019  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  It’s the time of year again. Overindulgence at Christmas. Spent way more than we’d like. Regrets and tummies are large. Everyone is asking ‘How to reduce my tummy?’ ‘How to lose weight?’ Money Mage will help you lose you the pounds without losing the pounds.

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Food

• 7 Reasons to Cut Down On Alcohol

  By Money Mage  ·  23 October 2021  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  I’ve had struggles with alcohol. Here are 7 reasons I stopped drinking, and cleared a mortgage 19 years early by doing so.

• Ultimate Batch Cook Chilli Con Carne

  By Money Mage  ·  12 October 2020  ·  Healthy Living, Food, Habits, Frugality

  Batch cooking is amazing, but sometimes eating the same thing over and over is boring. So why not mix up your cooking and turn batch cooked meals into other tasty meals?

• 6 Reasons to Batch Cook

  By Money Mage  ·  22 September 2020  ·  Healthy Living, Food, Habits, Frugality

  We love our food. But eating well does not have to be time consuming or expensive. Learn to batch cook and eat well for less every day of the week.

• What's more important than Halloween?

  By Money Mage  ·  28 October 2019  ·  Halloween, Frugality, Food

  It’s that time of year again. Halloween! Yay! Pumpkins! Fancy Dress! Skeletons! Money Spending! But do you have any medium to long term goals that are more important?

• How to lose weight and save money at the same time

  By Money Mage  ·  12 January 2019  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  It’s the time of year again. Overindulgence at Christmas. Spent way more than we’d like. Regrets and tummies are large. Everyone is asking ‘How to reduce my tummy?’ ‘How to lose weight?’ Money Mage will help you lose you the pounds without losing the pounds.

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Exercise

• 7 Reasons to Cut Down On Alcohol

  By Money Mage  ·  23 October 2021  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  I’ve had struggles with alcohol. Here are 7 reasons I stopped drinking, and cleared a mortgage 19 years early by doing so.

• How to lose weight and save money at the same time

  By Money Mage  ·  12 January 2019  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  It’s the time of year again. Overindulgence at Christmas. Spent way more than we’d like. Regrets and tummies are large. Everyone is asking ‘How to reduce my tummy?’ ‘How to lose weight?’ Money Mage will help you lose you the pounds without losing the pounds.

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Habits

• 7 Reasons to Cut Down On Alcohol

  By Money Mage  ·  23 October 2021  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  I’ve had struggles with alcohol. Here are 7 reasons I stopped drinking, and cleared a mortgage 19 years early by doing so.

• Ultimate Batch Cook Chilli Con Carne

  By Money Mage  ·  12 October 2020  ·  Healthy Living, Food, Habits, Frugality

  Batch cooking is amazing, but sometimes eating the same thing over and over is boring. So why not mix up your cooking and turn batch cooked meals into other tasty meals?

• 6 Reasons to Batch Cook

  By Money Mage  ·  22 September 2020  ·  Healthy Living, Food, Habits, Frugality

  We love our food. But eating well does not have to be time consuming or expensive. Learn to batch cook and eat well for less every day of the week.

• Money Mage on Joney Talks

  By Money Mage  ·  16 May 2020  ·  Frugality, Savings, Financial Independence, Principles, Habits, Podcast

  I recently spoke all things Personal Finance with Jonathan Verhaeghe of Joney Talks podcast fame.

• 5 Steps to get out of Debt

  By Money Mage  ·  30 January 2020  ·  Debt, Habits, Frugal

  We all suffer with debts. Many debts are a form of control, and the sooner you are clear of your debts, the sooner you will be free.

• Money Mage plans for 2020

  By Money Mage  ·  13 January 2020  ·  Reflection, Habits

  Learning how to grow your net worth means working on your habits. Learning how to plan is a great way of habit building.

• 8 reasons Financial Independence is for Everyone

  By Money Mage  ·  17 October 2019  ·  Financial Independence, Principles, Habits, Healthy Living, Frugality

  Financial Independence isn’t just for the privileged. No matter your background the Principles of FI will help you.

• Make money when spending

  By Money Mage  ·  04 October 2019  ·  Frugality, Habits, Shopping

  Find the best cashback, reward cards, and cashback credit cards to save hundreds if not thousands.

• How to lose weight and save money at the same time

  By Money Mage  ·  12 January 2019  ·  Healthy Living, Food, Exercise, Habits, Frugality, Fruggles

  It’s the time of year again. Overindulgence at Christmas. Spent way more than we’d like. Regrets and tummies are large. Everyone is asking ‘How to reduce my tummy?’ ‘How to lose weight?’ Money Mage will help you lose you the pounds without losing the pounds.

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Travel

• Flybe Collapse. How to get a refund

  By Money Mage  ·  05 March 2020  ·  Travel, Consumer Protection

  Flybe the largest European regional airline has collapsed. Follow these 3 easy steps. You may be able to get a refund.

• 10 Best Things to Do in Rome

  By Money Mage  ·  14 November 2019  ·  Travel, Frugality

  We’ve just returned from Rome having done a mid-week, off-season, frugal break. It’s a beautiful, ancient city with so much to see. Find out what to do, and what to avoid

• Protect your holiday & avoid another Thomas Cook

  By Money Mage  ·  06 October 2019  ·  Travel, Frugality, Consumer Protection

  All inclusive holidays can be costly. Especially when your travel firm goes bust. Money Mage will give you four tips to protect your holidays in the future.

• Cheap holidays without breaking the bank 2019

  By Money Mage  ·  15 January 2019  ·  Travel, Frugality

  All inclusive holidays can be costly. Last minute city breaks can break the bank too. Money Mage will show you cheap holidays and how to save money on your 2019 breaks.

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Vehicles

• How to save money when driving

  By Money Mage  ·  26 January 2019  ·  Vehicles, Frugality

  Driving a vehicle can be a costly affair. Money Mage will teach you simple ways to reduce your fuel consumption saving you money.

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Reflection

• 6 Reasons to Quit Your Job

  By Money Mage  ·  27 May 2020  ·  Work, Reflection

  Can a step down the Career Ladder can be good for your finances?

• Money Mage plans for 2020

  By Money Mage  ·  13 January 2020  ·  Reflection, Habits

  Learning how to grow your net worth means working on your habits. Learning how to plan is a great way of habit building.

• Money Mage plans for 2019

  By Money Mage  ·  30 January 2019  ·  Reflection

  It’s important to reflect on what has been and plan what will be. Despite plans sometimes not working out the way you expect.

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What Is

• What is a Share Option?

  By Money Mage  ·  21 October 2020  ·  Tax, Investing, What Is

  Share Options are the Option to buy Shares in a company for a particular price. Share Options are often provided as incentive when working at non-public companies. They are especially common in technology firms.

• What is a Pension?

  By Money Mage  ·  14 June 2020  ·  Tax, Pensions, What Is

  Pensions in the UK are an amazing way to save for ‘early retirement’. Plan your pensions in your 20s. You will be on the path to wealth generation.

• What is a Personal Allowance?

  By Money Mage  ·  14 December 2019  ·  Tax, What Is

  It’s possible earn, save and invest in tax-efficient ways, find out how!

• What is an Income Tax Band?

  By Money Mage  ·  01 December 2019  ·  Tax, What Is

  Tax is boring. I get it. But understanding your Taxation is vital if you want to understand and grow your net worth.

• What is a Mortgage Overpayment?

  By Money Mage  ·  20 November 2019  ·  Mortgage, What Is, Frugality

  You can overpay your mortgage, saving thousands if not tens of thousands in interest payments. Money Mage explores what mortgage overpayments are, what are early repayment charges, and should you overpay your mortgage?

• What is an Emergency Fund?

  By Money Mage  ·  04 November 2019  ·  Emergency Fund, What Is, Frugality

  Most households can’t save. An FCA survey in 2018 states 41% households would struggle with an unexpected bill of £100. An Emergency Fund is your lifeline. Your first step on the path to freedom.

• What is a Mortgage?

  By Money Mage  ·  24 September 2019  ·  Mortgage, What Is, Frugality

  For the majority, the only way of buying a property is with a mortgage. Yet mortgages are confusing. I’ll cover what is a mortgage, overpaying your mortgage, cheap mortgage deals, finding the lowest mortgage rate, saving money with your mortgage, and more.

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DIY

• Save more money with DIY

  By Money Mage  ·  14 September 2020  ·  DIY, Frugality

  Tradespeople are a pain to organise and are not cheap. Learn basic DIY skills to do basic repairs for less than a third of the price of the trades.

• How to save money with DIY

  By Money Mage  ·  01 October 2019  ·  DIY, Frugality

  Tired of struggling with your landlord and letting agent? You buy a place and struggle with tradespeople. Free yourself and learn how to save money with DIY

---

Shopping

• Fruugo Review

  By Money Mage  ·  26 February 2020  ·  Reviews, Shopping, Consumer Protection

  Fruugo does not self-identify as an online retailer, but a ‘marketplace’. You may not have heard the name before, but they are growing quickly, so you will soon.

• Make money when spending

  By Money Mage  ·  04 October 2019  ·  Frugality, Habits, Shopping

  Find the best cashback, reward cards, and cashback credit cards to save hundreds if not thousands.

---

Savings

• September 2021 Savings Report

  By Money Mage  ·  10 October 2021  ·  Frugality, Savings

  A look back at saving and investment performance July 2021 to September 2021

• June 2021 Savings Report

  By Money Mage  ·  12 July 2021  ·  Frugality, Savings

  A look back at saving and investment performance April 2021 to June 2021

• March 2021 Savings Report

  By Money Mage  ·  02 April 2021  ·  Frugality, Savings

  A look back at saving and investment performance December 2020 to March 2021

• December 2020 Savings Report

  By Money Mage  ·  10 January 2021  ·  Frugality, Savings

  A look back at saving and investment performance up to December 2020

• November 2020 Savings Report

  By Money Mage  ·  06 December 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to November 2020

• October 2020 Savings Report

  By Money Mage  ·  08 November 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to October 2020

• September 2020 Savings Report

  By Money Mage  ·  06 October 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to September 2020

• Should I overpay my Mortgage?

  By Money Mage  ·  28 September 2020  ·  Mortgage, Savings, Frugality

  Mortgage overpayments can save you tens of thousands in interest. You can be mortgage free in half the time. But what are the downsides?

• August 2020 Savings Report

  By Money Mage  ·  08 September 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to August 2020

• July 2020 Savings Report

  By Money Mage  ·  10 August 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to July 2020

• AwesomeBloggerAward - Money Mage

  By Money Mage  ·  02 August 2020  ·  Frugality, FIRE, Savings

  I’ve been nominated for the AwesomeBloggerAward. Here’s a little something about me, and my nominations

• June 2020 Savings Report

  By Money Mage  ·  05 July 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to June 2020

• May 2020 Savings Report

  By Money Mage  ·  06 June 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to May 2020

• Money Mage on Joney Talks

  By Money Mage  ·  16 May 2020  ·  Frugality, Savings, Financial Independence, Principles, Habits, Podcast

  I recently spoke all things Personal Finance with Jonathan Verhaeghe of Joney Talks podcast fame.

• April 2020 Savings Report

  By Money Mage  ·  07 May 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to April 2020

• March 2020 Savings Report

  By Money Mage  ·  06 April 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to March 2020

• February 2020 Savings Report

  By Money Mage  ·  08 March 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to February 2020

• January 2020 Savings Report

  By Money Mage  ·  08 February 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to January 2020

• December 2019 Savings Report

  By Money Mage  ·  06 January 2020  ·  Frugality, Savings

  A look back at saving and investment performance up to December 2019

• November 2019 Savings Report

  By Money Mage  ·  07 December 2019  ·  Frugality, Savings

  A look back at saving and investment performance up to November 2019

• October 2019 Savings Report

  By Money Mage  ·  06 November 2019  ·  Frugality, Savings

  A look back at saving and investment performance up to October 2019

• September 2019 Savings Report

  By Money Mage  ·  05 October 2019  ·  Frugality, Savings

  A look back at saving and investment performance up to September 2019

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Consumer Protection

• Flybe Collapse. How to get a refund

  By Money Mage  ·  05 March 2020  ·  Travel, Consumer Protection

  Flybe the largest European regional airline has collapsed. Follow these 3 easy steps. You may be able to get a refund.

• Fruugo Review

  By Money Mage  ·  26 February 2020  ·  Reviews, Shopping, Consumer Protection

  Fruugo does not self-identify as an online retailer, but a ‘marketplace’. You may not have heard the name before, but they are growing quickly, so you will soon.

• Protect your holiday & avoid another Thomas Cook

  By Money Mage  ·  06 October 2019  ·  Travel, Frugality, Consumer Protection

  All inclusive holidays can be costly. Especially when your travel firm goes bust. Money Mage will give you four tips to protect your holidays in the future.

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Principles

• 20 Money Tips I Wish I Knew In My 20s

  By Money Mage  ·  11 November 2020  ·  Wealth, Principles, Frugality

  I asked Personal Finance Experts what they wished they knew about money when they were in the 20s, and here is their wisdom.

• Money Mage on Joney Talks

  By Money Mage  ·  16 May 2020  ·  Frugality, Savings, Financial Independence, Principles, Habits, Podcast

  I recently spoke all things Personal Finance with Jonathan Verhaeghe of Joney Talks podcast fame.

• How wealthy am I?

  By Money Mage  ·  15 February 2020  ·  Wealth, Principles

  Does earning £80,000 really put you in the top 5%? Surely not?

• 8 reasons Financial Independence is for Everyone

  By Money Mage  ·  17 October 2019  ·  Financial Independence, Principles, Habits, Healthy Living, Frugality

  Financial Independence isn’t just for the privileged. No matter your background the Principles of FI will help you.

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P2P

• Is P2P a Safe Investment?

  By Money Mage  ·  26 October 2019  ·  Financial Independence, P2P, Crowdfunding, Portfolios

  Peer to Peer (P2P) Lending is a new form of Investment in the UK. You pool your money with other investors for possible greater returns. But is P2P a safe investment?

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Crowdfunding

• Is P2P a Safe Investment?

  By Money Mage  ·  26 October 2019  ·  Financial Independence, P2P, Crowdfunding, Portfolios

  Peer to Peer (P2P) Lending is a new form of Investment in the UK. You pool your money with other investors for possible greater returns. But is P2P a safe investment?

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Portfolios

• Is P2P a Safe Investment?

  By Money Mage  ·  26 October 2019  ·  Financial Independence, P2P, Crowdfunding, Portfolios

  Peer to Peer (P2P) Lending is a new form of Investment in the UK. You pool your money with other investors for possible greater returns. But is P2P a safe investment?

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Halloween

• What's more important than Halloween?

  By Money Mage  ·  28 October 2019  ·  Halloween, Frugality, Food

  It’s that time of year again. Halloween! Yay! Pumpkins! Fancy Dress! Skeletons! Money Spending! But do you have any medium to long term goals that are more important?

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Emergency Fund

• Where should I keep my Emergency Fund?

  By Money Mage  ·  27 October 2020  ·  Emergency Fund, Frugality

  With interest rates so low on cash savings, where should you keep your Emergency Fund? Here are 10 ideas.

• What is an Emergency Fund?

  By Money Mage  ·  04 November 2019  ·  Emergency Fund, What Is, Frugality

  Most households can’t save. An FCA survey in 2018 states 41% households would struggle with an unexpected bill of £100. An Emergency Fund is your lifeline. Your first step on the path to freedom.

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Calculators

• Free Personal Finance Calculators for your Blog or Website

  By Money Mage  ·  24 November 2019  ·  Calculators

  Personal Finance Education is lacking. Fruggles everywhere are lifestyle creeping. Money Mages’ Personal Finance Calculators provide straight talking, information-only tools. You can now embed them on your own Blog or Website!

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Tax

• What is a Share Option?

  By Money Mage  ·  21 October 2020  ·  Tax, Investing, What Is

  Share Options are the Option to buy Shares in a company for a particular price. Share Options are often provided as incentive when working at non-public companies. They are especially common in technology firms.

• What is a Pension?

  By Money Mage  ·  14 June 2020  ·  Tax, Pensions, What Is

  Pensions in the UK are an amazing way to save for ‘early retirement’. Plan your pensions in your 20s. You will be on the path to wealth generation.

• What is a Personal Allowance?

  By Money Mage  ·  14 December 2019  ·  Tax, What Is

  It’s possible earn, save and invest in tax-efficient ways, find out how!

• What is an Income Tax Band?

  By Money Mage  ·  01 December 2019  ·  Tax, What Is

  Tax is boring. I get it. But understanding your Taxation is vital if you want to understand and grow your net worth.

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Christmas

• Merry Christmas and a Happy New Year 2020

  By Money Mage  ·  23 December 2020  ·  Christmas

  Money Mage wishes you health, wealth and happiness this festive season. Stay warm, stay well, and enjoy yourself this Christmas!

• Merry Christmas and a Happy New Year

  By Money Mage  ·  21 December 2019  ·  Christmas

  Money Mage wishes you health, wealth and happiness this festive season. Stay warm, stay well, and enjoy yourself this Christmas!

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Debt

• Debt Consolidation Care - How it serves for the last 15 years

  By Money Mage  ·  10 June 2020  ·  Guest Post, Debt

  Debt Consolidation Care or DebtCC is a popular and reputed get out of debt community. This is a Guest Post by Good Nelly.

• 5 Steps to get out of Debt

  By Money Mage  ·  30 January 2020  ·  Debt, Habits, Frugal

  We all suffer with debts. Many debts are a form of control, and the sooner you are clear of your debts, the sooner you will be free.

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Frugal

• 5 Steps to get out of Debt

  By Money Mage  ·  30 January 2020  ·  Debt, Habits, Frugal

  We all suffer with debts. Many debts are a form of control, and the sooner you are clear of your debts, the sooner you will be free.

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Wealth

• 20 Money Tips I Wish I Knew In My 20s

  By Money Mage  ·  11 November 2020  ·  Wealth, Principles, Frugality

  I asked Personal Finance Experts what they wished they knew about money when they were in the 20s, and here is their wisdom.

• We can retire sooner than we thought!

  By Money Mage  ·  21 June 2020  ·  Retire Early, Financial Independence, Wealth

  Our plans look on track for a slightly-overweight FIRE in our early to mid 40s. But will we FIRE?

• How wealthy am I?

  By Money Mage  ·  15 February 2020  ·  Wealth, Principles

  Does earning £80,000 really put you in the top 5%? Surely not?

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Reviews

• Trading212 Review

  By Money Mage  ·  28 June 2020  ·  Reviews, Trading, Investing

  A review of the CFD platform, come commission-free Trading & Investing app for crypto-frenzied Gen-Zs.

• Fruugo Review

  By Money Mage  ·  26 February 2020  ·  Reviews, Shopping, Consumer Protection

  Fruugo does not self-identify as an online retailer, but a ‘marketplace’. You may not have heard the name before, but they are growing quickly, so you will soon.

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Podcast

• Money Mage on Joney Talks

  By Money Mage  ·  16 May 2020  ·  Frugality, Savings, Financial Independence, Principles, Habits, Podcast

  I recently spoke all things Personal Finance with Jonathan Verhaeghe of Joney Talks podcast fame.

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Work

• 6 Reasons to Quit Your Job

  By Money Mage  ·  27 May 2020  ·  Work, Reflection

  Can a step down the Career Ladder can be good for your finances?

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Guest Post

• Salary and Employment Benefits

  By Money Mage  ·  05 August 2020  ·  Guest Post, Salary, Benefits

  Employment compensation and the difference between salary and benefits. This is a Guest Post by Adam Wilson.

• Debt Consolidation Care - How it serves for the last 15 years

  By Money Mage  ·  10 June 2020  ·  Guest Post, Debt

  Debt Consolidation Care or DebtCC is a popular and reputed get out of debt community. This is a Guest Post by Good Nelly.

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Pensions

• What is a Pension?

  By Money Mage  ·  14 June 2020  ·  Tax, Pensions, What Is

  Pensions in the UK are an amazing way to save for ‘early retirement’. Plan your pensions in your 20s. You will be on the path to wealth generation.

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Trading

• Trading212 Review

  By Money Mage  ·  28 June 2020  ·  Reviews, Trading, Investing

  A review of the CFD platform, come commission-free Trading & Investing app for crypto-frenzied Gen-Zs.

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Investing

• What is a Share Option?

  By Money Mage  ·  21 October 2020  ·  Tax, Investing, What Is

  Share Options are the Option to buy Shares in a company for a particular price. Share Options are often provided as incentive when working at non-public companies. They are especially common in technology firms.

• Trading212 Review

  By Money Mage  ·  28 June 2020  ·  Reviews, Trading, Investing

  A review of the CFD platform, come commission-free Trading & Investing app for crypto-frenzied Gen-Zs.

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Children

• 5 Reasons to be Happily Childfree

  By Money Mage  ·  13 July 2020  ·  Children, Frugality, FIRE

  Not another DINK couple talking about wealth. Sure, but hear me out…

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FIRE

• AwesomeBloggerAward - Money Mage

  By Money Mage  ·  02 August 2020  ·  Frugality, FIRE, Savings

  I’ve been nominated for the AwesomeBloggerAward. Here’s a little something about me, and my nominations

• 7 Thoughts on Low Cost Living

  By Money Mage  ·  25 July 2020  ·  Frugality, FIRE

  We live in a low cost of living city, it is accelerating our Financial Independence plans

• 5 Reasons to be Happily Childfree

  By Money Mage  ·  13 July 2020  ·  Children, Frugality, FIRE

  Not another DINK couple talking about wealth. Sure, but hear me out…

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Salary

• Salary and Employment Benefits

  By Money Mage  ·  05 August 2020  ·  Guest Post, Salary, Benefits

  Employment compensation and the difference between salary and benefits. This is a Guest Post by Adam Wilson.

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Benefits

• Salary and Employment Benefits

  By Money Mage  ·  05 August 2020  ·  Guest Post, Salary, Benefits

  Employment compensation and the difference between salary and benefits. This is a Guest Post by Adam Wilson.

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Marketing

• Big Black Friday Sale 2020 - Save up to 100%

  By Money Mage  ·  25 November 2020  ·  Frugality, Marketing

  Big Black Friday Sale - Save up to 100% - You can save up to 100% this Black Friday. Find out how with these 3 easy steps.

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Saving

• 8 Reasons to Ditch Your Mobile Contract

  By Money Mage  ·  30 November 2020  ·  Frugality, Saving

  Mobile Phone Contracts are costing you. Find out how to save £1,600 on your mobile phone costs.