About Money Mage's Mortgage Freedom

Who doesn’t want more money? Who doesn’t want a higher paid job with fewer hours? Who doesn’t want to semi-retire tomorrow?

Unless you are in the top 20% of earners, you’re becoming relatively poorer every day.

I am Money Mage, and I write about personal finance. The other-MM and I are mortgage-free 30-somethings leading a frugal lifestyle. We are on a well on the way to early retirement .

The Money Mage spellbook is straight-talking information for living well & being better off. Subscribe, start at the beginning, check out the best of or carry on reading for the latest.

Help is at hand

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Who is Money Mage?

Money Mage and the other Money Mage are anonymous. We don’t want work knowing who we are. Our fruggle friends might also think worse of us for being wealthy. You wouldn’t know we are wealthy.

The other-MM and I are 30-something. We have lived together as Money Mages since 2004. We are Debt Free and Mortage Free.

We live in a low cost of living city in Scotland, Dundee.

Guest Posts

You can submit Guest Posts to Money Mage if you have something as interesting as I do. So the bar isn’t that high. Please see the Guest Post Guidelines

I also edit the Personal Finance Grimoire on Medium.

Information Only

Money Mage is not a qualified financial advisor and doesn’t wish to be. Money Mage has no formal qualifications in finance and does not want any. Money Mage is not qualified to provide financial advice, and is not providing financial advice. Money Mage is providing information and personal opinion in a personal blog.

You should make up your own mind before doing anything with your own money.

If you choose, you can spend your fruggle money on a qualified financial advisor before you make up your mind.

Read the full Disclaimer for more.


Money Mage believes in calling out sources and not ripping off. Sources with brackets []. The end of each post contains links to sources.

Money Mage also believes in Primary Sources and not regurgitating. As many sources as possible will be primary.

Making Money

Money Mage earns a living from work, and not from moneymage.net. To fund the hosting and operation of moneymage.net Money Mage may make some additional money via donations, affiliate links, or other related revenue. Whenever this occurs Money Mage is completely transparent with any money making links clearly marked with an asterisk *.

Please donate a little if you want the site to keep going, as donations are the primary way to cover the costs of operation.


I am active on Twitter. Every day. Follow me at @moneymagery