Make More Money. Save and Invest. Retire Early.

Who doesn’t want more money? Who doesn’t want a higher paid job with fewer hours? Who doesn’t want to semi-retire tomorrow?

Unless you are in the top 20% of earners, you’re becoming relatively poorer every day. The consumerist draws on your fruggle lifestyle makes retiring early seem a distant dream.

I am Money Mage and I’ll be writing on growing your wealth, how to make more money, how to save and invest, how to live frugally, and eventually retire early. Whilst always living well, looking after yourself, and having fun!

The Personal Finance Grimoire is straight talking information for living well & being better off. Subscribe, start at the beginning, check out the best of, or carry on reading for the latest.

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Latest from Money Mage

  • Fruugo Review

    By Money Mage · · Reviews, Shopping

    This is the first in a new series of reviewing online services & retailers. This series will only review services and retailers I’ve personally used.

    Fruugo is an ‘online marketplace’. You may not have heard the name before, but Fruugo are growing quickly. They’ll start popping up more on searches for goods.

    There are no affiliate links in... [[continue reading]]

  • How wealthy am I?

    By Money Mage · · Wealth, Principles

    An angry £80,000 earner on BBC Question Time during the 2019 UK General Election campaign sparked up a bit of a row about income tax and median earnings.

    There was an outcry at whether £80,000 was or wasn’t in the top 5% of earners. Does earning £80,000 or more put you in the top 5% of UK earners?

    Median earnings... [[continue reading]]

  • January 2020 Savings Report

    By Money Mage · · Frugality, Savings

    I can’t believe it’s well into February already, where is 2020 going? We had a great start to the year, and I hope yous all had a great start to 2020 too!

    January is one of those get-things-in-order months for many. Tax returns due. Planning for the year. Shedding Christmas bloat. Getting back into good habits.

    Given my OCD &... [[continue reading]]

  • 5 Steps to get out of Debt

    By Money Mage · · Debt, Habits, Frugal

    We all suffer with debts. Many debts are a form of control, and the sooner you are clear of your debts, the sooner you will be free.

    Debts can turn into an endless negative cycle.

    You struggle one month, so you take out debt to get by. That debt costs next month, so you struggle even more.

    The Money Mage... [[continue reading]]

  • Money Mage plans for 2020

    By Money Mage · · Reflection, Habits

    This time of year is Burns night in Scotland, where we celebrate the bard with a sacrificial haggis and a wee dram.

    ‘To a Mouse’ always reminds me to plan. Without fail. It’s become a bit of a habit.

    I am a software engineering leader. A manager of technical and creative people. In software we plan. We plan a lot.... [[continue reading]]